The Infinity Partnership has created two types of investment struc-tures in one real estate holding. One is for investors to provide an "EQUITY FUND", and the other is to provide a "MORTGAGE FUND". The Equity Fund investors are herein called TYPE-A, and the Mortgage Fund investors are called TYPE-B. Type-A investment will cover up to 50% of the total investment, and type-B will cover the remaining 50%. Thus, our partnership investment structure avoids any and all expensive closing costs charged by typical conventional lenders, and is absolutely 100% free from any future potential foreclosure proceedings due to any future recessionary and deflationary economic conditions.
While Type-B investors are guaranteed a monthly mortgage interest payment, Type-A investors will enjoy great cash flow return on investment due to their 50% equity funding. The projected mortgage interest rate for Type-B investors will be determined based on the going market rate with a provision, however, that the rate will only fluctuate downward when the annual vacancy rate exceeds 5%. Namely, Type-B investors will be entitled to a portion of any future property appreciation value whenever the downward mortgage rate mechanic kicks in at a time of bad economy, which in turn increases the vacancy rate, and consequently substantially decreases Type-A investors' cash flow. The method of said future adjustments for both Type-A and Type-B investors will be explained in detail at the time of escrow openings.
Our projected annual return on investment for Type-A investors will average 25%, and for Type-B will be between 10-15% depending on an "adjustment agreement" between the partner investors. The return of investment is determined based on how much risk any one investor is willing to take at the time of our investment participation, and the primary reason why the Type-B investors' ROI is less than that of Type-A investors is because the mortgage payments are guaranteed during the course of investment while the projected property appreciation is not.
The main objective of our partnership is to create a "WIN-WIN" investment situation among the investors. Our planned business strategy in real estate investments has not been practiced by many in the past, however, the investment method used in our business will certainly be regarded as "BULLET-PROOF" from any and all future economical ups and downs that are certain to come.
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